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With only 10 months working this job and the same amount of time running a kiosk in a school, Ms. Rosaana (who also has income from the three rooms that she rents out in her house) does not have enough to sustain the education of her four children (two at university and the others in school) which is why she is constantly investing in two businesses. With the help of her husband, she has formed long-term goals for her four children: to make sure that they reach a good professional career (by financing their basic, secondary, and university level education), for which the labor is difficult and requires more than just effort.

In pursuit of more capital for the purchase of materials for both businesses (which will allow Rosaana to lower her costs and increase her income) she needs this loan of 1300 soles. Considering the leadership she shows as an example for her children, she cannot turn down the work to give them the education they deserve.
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Con tan sólo 10 meses en el negocio, casi el mismo tiempo que se hizo cargo de un kiosco en un colegio, la señora Rosaana, que también tiene ingresos de las habitaciones que alquila en su casa (de 3 pisos), no se da abasto para poder sustentar la educación de sus 4 hijos (2 en la Universidad y los otros en el colegio), por lo que constantemente se encuentra invirtiendo en sus 2 negocios. Con la ayuda de su esposo, se plantearon metas a largo plazo para con sus 4 hijos: convertir a sus hijos en los mejores profesionales ( es decir, financiar su educación primaria, secundaria y superior), por lo que el trabajo es arduo y les depara más que esfuerzo.

En pos de contar con más capital para adquirir los insumos necesarios para ambos negocios (lo que le permitiría reducir los egresos y subir los ingresos) es que necesita de 1300 soles de préstamo, considerando lo lideresa de su persona así como el ejemplo que les da a sus hijos al no declinar en su trabajo para poder brindarles la educación que merecen.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,105,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $425 helped Rosaana to buy materials for the production of sequins and to supply her small kiosk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 14, 2008
Oct 31, 2008
Currency Exchange Loss:
Apr 15, 2009