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He is originally from Bonanza and he moved to Waspam 6 years ago for economic reasons. He has some experience with health and nutrition programs. He is married, 44 years old and has three children, two of which are adolescents in secondary school and the youngest who is 7 years old, in the first grade of primary school. His wife is a homemaker.

With the goal of having his own home and living securely, he is requesting a loan to buy materials to build a wooden house on stilts: 1,000 feet of rough-hewn wooden planks, corrugated tin, nails and to cover labor costs. His dream is to have a concrete house and start his own business.
View original language description ↓
Es originario de Bonanza, se trasladó a Waspam desde hace 6 años, por razones laborales, cuenta con una experiencia en programas de alimentación y nutrición, está casado, tiene 44 años de edad, tiene 3 hijos, de los cuales 2 adolescentes, que estudian su secundaria y el menor de edad que tiene 7 años, estudia su primera grado de educación primaria. Su esposa es ama de casa. Con el propósito de tener su propia vivienda y vivir de manera segura solicita financiamiento para comprar materiales, para construir su vivienda de tambo de madera: 1000 pies tablar de madera rustica, zinc, clavos y cubrir costos de mano de obra. Su sueño es tener una casa de concreto, y establecer su propio negocio.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Elvis para comprar materiales, para construir su vivienda de tambo de madera: 1000 pies tablar de madera rustica, zinc, clavos y cubrir costos de mano de obra.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 30, 2014
Jun 11, 2014
Currency Exchange Loss:
Jan 17, 2015