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Bijampola Mugalike Group
In this Group: Ponsiano, Specioza, Mary, Josephine, Tereza, Selester, Perepetwa, Gertrude, Florence, Dan, Matia, Seezi, Joyce , Edward, Bonie, Rose , Josephine, Edward*
* not pictured
Ponsiano is a 53-year-old married and hardworking Ugandan man living in Kagadi, with seven children aged between 25 and 12 with only four attending school. He owns a carpentry workshop and has done farming and sold produce since 2001 to generate income to support his family. He hopes to grow his business although he is affected by inadequate capital. Ponsiano intends to use the loan to buy timber to use in his workshop. He is a member of Bijampola Mugalike group, where each member guarantees the other to get a loan since they don’t have securities.

Additional Information

More information about this loan

This loan is part of HOFOKAM's program targeting poor and geographically excluded populations in Western Uganda. In addition to loans, it provides social and business training programs to low-income entrepreneurs and their communities. Since 2003, HOFOKAM has provided sustainable financial and non-financial services to promote social, economic and sustainable land development and improve the quality of life for vulnerable populations. The organization has a clear vested interest in underserved communities with its headquarters in rural Fort Portal and a number of branches in extremely remote areas.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 235
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,538.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Bijampola Mugalike Group's $4,325 loan helped a member to buy timber to use in his workshop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2014
May 30, 2014
Currency Exchange Loss:
Dec 18, 2014