Las Cuencanitas (Cuenca) Group
One of the members of the group is Ms. Nancy who is 39 years old, married and has 3 children from her union aged 14, 13 and 11. Her oldest children go to high school and her youngest child goes to the little school in her city. Her husband is currently abroad and supports them financially; they own the house they live in.
Ms. Nancy dedicates herself to her household chores and to making crafts to decorate the home, in fact she is a certified crafter. She will invest the money from this loan in buying paints and ceramics to make her crafts with. Her goal is to have a store where she can display and sell her creations.
Una de las socias de este grupo es la Señora. Nancy, tiene 39 años de edad, es casada y fruto de su unión conyugal ha concebido 3 hijos de 14, 13 y 11 años, sus dos primeros hijos estudian en el colegio y su ultimo hijo en una escuelita de la ciudad, su esposo se encuentra en el extranjero y aporta económicamente al hogar, la casa en la que viven es propia.
Doña Nancy se dedica a los quehaceres de su hogar y a realizar artesanías, hace adornos para el hogar, ella cuenta con un titulo artesanal certificado.
El dinero de su crédito va a invertir en la compra de pinturas y cerámicas para la creación de sus artesanías. Su meta es tener un almacén para exhibir y vender sus creaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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