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José Santos
José is 33 years old and studied up to the third grade because the school he attended only had classes available up to that grade. He is married and his wife works within the home while also attending to a small store where they sell basic needs products. They are the parents of three children, just one of whom is studying because the other two are still too young. His children are his only dependents.

José has been working in agriculture for 28 years, having learned from his father. He chose this work because he can make an honest living this way. He travels 15 minutes on foot to get to where he works from 6am until 1pm.

He is requesting this loan from CrediCampo to buy 7 bags of fertilizers, insecticides and foliar fertilizers, 2 bags of seeds, rent for the land, and to pay day labor. With this loan he hopes to buy the supplies needed to better manage his parcel where he plants corn. He sells the harvest in the market to obtain an income to cover some of the household needs like clothing for his children.
View original language description ↓
José de 33 años de edad, estudio hasta tercer año de educación básica, debido a que en la escuela donde estudio, solo hasta ese grado había, él es casado, su esposa se dedica al trabajo de su hogar (oficios domésticos.) y a la misma vez atiende una minitienda que tienen de productos de primera necesidad, ellos son padres de 3 hijos 1 estudia los otros 2 no, ya que están pequeños, y ellos son los que dependen de él,

José se dedica al trabajo de la agricultura desde hace 28 años y lo aprendió ya que su padre se lo enseñaron, y el decidió dedicarse a este trabajo ya que así es como él se gana la vida sanamente, él viaja 15 minutos a pie para llegar hasta el lugar donde desarrolla su trabajo y lo hace de las 6 a las 1 de la tarde.

El préstamo que está solicitando a CREDICAMPO, es para comprar 7 sacos de fertilizantes, insecticidas, foliares, 2 bolsas de semilla, pago de alquiler del terreno y pago de mano de obra.

Con el crédito desea comprar los insumos necesario para darle un buen manejo a su parcela de maíz, ya que el producto lo vende en al mercado para obtener ingresos, y así poder cubrir otras necesidades de su hogar comprándole vestuario a sus hijos.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 642
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Santos to buy seven bags of fertilizers, insecticides, and foliar fertilizers, two bags of seeds, rent for the use of land, and to pay day labor.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 8, 2014
Jun 11, 2014
Currency Exchange Loss:
May 21, 2015