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Dniza Carolain
This is Daniza. She is 17 years old and lives with her parents and her sister in the neighbourhood of Puerta al Llano. She has a nine-month-old daughter, for whom she wants to succeed, to offer her the best in life and so that she never has to go without anything.

Her life has never been easy, despite having her parents by her side. Certain circumstances made it difficult for her to continue with her studies. For example, she lost the support of her father after getting pregnant. Her mother works when she can and her sister is studying like Daniza, and has no available resources to help her.

She has always, from a young age, wanted to study pharmacy, as it seems a very interesting degree to her. She knows that with this degree, she will learn more each day. Most importantly, it will allow her to study something similar in the future, as she also dreams of studying nursing. She wants to learn more every day so that her young daughter looks up to her not only as a mother but also as a woman. She wants to be an example to her, so that she learns that despite the fact that her mother got pregnant at such a young age, she did not abandon her chosen studies, rather, she fought each and every day to succeed.

She is very enthusiastic about this degree, which is why she is requesting help from Kiva, because for her, it is important to finish this degree and achieve a better future for her daughter.
View original language description ↓
Ella es Daniza, tiene 17 años, vive con los padres y la hermana en el barrio puerta al llano, tiene una hija de 9 meses por la cual quiere salir adelante, para poder ofrecerle lo mejor y para que ella no tenga que pasar ninguna necesidad.
No ha sido fácil la vida a pesar de tener a los papas al lado, han pasado algunas circunstancias que la ha desfavorecido para que pueda continuar con los estudios, ella perdió el apoyo del padre por el hecho de haber quedado en embarazo, la madre trabaja cuando le sale en un satélite y la hermana está estudiando, al igual que Daniza no tiene recursos disponibles para poderla ayudar.
Ella desde muy pequeña siempre ha querido estudiar farmacia, pues le parece una carrera muy interesante, sabe que con esa carrera va aprender cada día mas y lo más importante sabe que con esta carrera ella más adelante podrá estudiar algo similar, pues también sueña con estudiar enfermería, quiere aprender cada día mas para que la pequeña hija pueda admirarla no solo como madre sino también como mujer, para que tome un ejemplo y se dé cuenta que a pesar de que ella quedo en embarazo tan joven no dejo los estudios votados, si no al contrario, lucho cada día por salir adelante.
A ella le entusiasma bastante esta carrera, es por eso que ella solicita el convenio con kiva, porque para ella es importante terminar esta carrera y poder tener un mejor futuro para la hija.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.


About Colombia

  • $11,100
    Average annual income
  • 414
    View loans »
    Colombia Loans Fundraising
  • $16,282,675
    Funds lent in using Kiva
  • 1,910.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Dniza Carolain to pay one semester's university fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 5, 2014
Jun 7, 2014
Currency Exchange Loss:
Sep 17, 2014