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Josephine is 52 years old, married, and has eleven children. Josephine has a retail business to sell a variety of items.

She experiences ups and downs in her business but she works hard for the sake of her family. She became a member of PMPC to expand her business. She applied for a loan to purchase dry goods and plasticware to sell.

Josephine wishes to sustain her business and continually provide for the needs of her children.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 706
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Josephine to purchase dry goods and plasticware to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 28, 2014
May 29, 2014
Currency Exchange Loss:
Nov 20, 2014