Farida baji’s husband is an electrician by profession. Farida baji is a housewife and prefers to do household work and take care of her family. She is applying for a loan to buy medicines because her elder son wants to open his own medical store.
She is joined in her loan group by several more members. Kosar baji and Bilquis baji each want a loan to buy garments to re-sell. Sabra baji wants a loan to buy spare parts for vehicles for her spare-parts shop. Nusrat baji wants a loan to buy goods (snacks, biscuits) for her canteen.
This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.
This is a Group Loan
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Success!! The loan was 100% repaid