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Maricel is 29 years old and married. She has three children. She earns a living by farming bananas, in the Philippines. She has been farming bananas for one year, and she earns additional income by raising pigs.

Maricel is borrowing PHP 12,000 through NWTF. She will use the loan to buy fertilizer and other farm supplies.

She is working tirelessly towards the attainment of her dream: to save enough money so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 684
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maricel to buy fertilizer and other farm supplies for banana cultivation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 30, 2014
May 28, 2014
Currency Exchange Loss:
Nov 17, 2014