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Biryema's Group
In this Group: Biryema, Kinunu
Biryema has been selling charcoal and firewood in Zanzibar for 5 years. Both are common household items among Tanzanians as they are the fuel with which food is prepared. Few Tanzanians own an oven or stove. Biryema will be using her first loan from BRAC Tanzania to expand her inventory so that she can increase her profit.

Biryema is 28 years old, married, and has two children, aged 3 and 5. She is currently able to earn a profit of approximately US$ 100 each month. She will be sharing this loan with her fellow group member, Kinunu.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 40
    View loans »
    Tanzania Loans Fundraising
  • $15,298,950
    Funds lent in using Kiva
  • 1,265.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Biryema's Group's $475 loan helped a member to buy more charcoal and firewood for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 7, 2008
Oct 24, 2008
Currency Exchange Loss:
Jul 22, 2010