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Jose Lus
José Luis learned how to farm from his parents and now Livestock and Agriculture are his greatest source of income; his wife is a housekeeper. The lack of economic resources and the need to mend his fences before winter have driven his to seek financing to buy barbed wire, staples and pay for labour. He strives to improve his plot of land and provide better conditions for his livestock.
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José Luis, ha aprendido de su padres las actividades del Campo, siendo la Ganadería y la Agricultura su mayor fuente de Ingresos, su esposa es ama de casa, La falta de recursos económicos y la necesidad de reparar sus cercas antes que caiga el inverno le ha impulsado a buscar financiamientos para comprar alambre de puas, grapas postes y pagar mano de obra. El se esfuerza para mejorar su parcela y brindar mejores condiciones a su inventario Ganadero.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 133
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $975 helped Jose Lus buy barbed wire, staples and pay for labour to mend his fences before winter.
86% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
May 8, 2014
Jun 7, 2014
Currency Exchange Loss: