Update on Gisela MariaGisela Maria is dedicated to her work and her family. Her husband is a security guard at a state institution, and she is an executive secretary. Both work hard to give the best to their children. Three of them are at university and one is in elementary school. Their income only covers school fees and other expenses such as transportation and room and board for those who travel.
This is the second loan she has requested for a computer. She needs it for one of her children because they study in different places outside of the home. One travels to the capital and the other to the city of León so they cannot share a computer. Her goal is to give a computer to each child as their studies require, so that they can do their work comfortably.
Previous Loan DetailsFor many years, Gisela Maria has been working responsibly and honestly in her position as court secretary. She has her husband's support; both work and earn monthly incomes. She is requesting a loan to buy a laptop computer and to pay her oldest daughter's education expenses. Her daughter is a… More from Gisela Maria's previous loan »
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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