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The client is 25 years old and lives in her own home with her mother, her brother, her brother-in-law and her child. She works selling soft drinks. She has her business in front of the health center than is near her home, and has many customers because it is a very saleable product; with what she earns from her sales, she manages to pay the household expenses. The client is asking for a loan to purchase juice, soft drinks, water, ice, and all the needed supplies for their sale, in order to have, along with her family, a better quality of life.
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La clienta de 25 años de edad vive en casa propia con su madre, su hermano, su cuñado y su hijo, ella se dedica a la venta de refrescos, su negocio lo tiene ubicado frente al centro de salud que se encuentra cerca de su casa, tiene mucha clientela por ser un producto muy vendible, con lo que obtiene de sus ventas logra solventar los gastos de su hogar, la clienta está solicitando un crédito para la compra de jugos, gaseosas, agua, hielo y todo lo necesario para su venta, para poder tener junto con su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 728
    View loans »
    El Salvador Loans Fundraising
  • $26,039,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to purchase juice, soft drinks, water, ice and all needed supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 15, 2014
Jun 6, 2014
Currency Exchange Loss:
Dec 17, 2014