Alma Ligia is a mother of four children, two of which are under her care. She works in the city of León, as a shopkeeper in a market. She has carried out this type of work for four years; starting work at 7 am and finishing up at 5pm with this same schedule seven days a week. She works to sustain the livelihood of her household.
Doña Alma Ligia requests a loan from CEPRODEL so she can use it to purchase pants, shirts, shorts, skirts, among other products. This loan will help her increase her customer base and in turn, increase her working capital.
La señora Alma Ligia, es madre de cuatro hijos de los cuales dos están a su cargo y labora como comerciante en uno de los mercados de la ciudad de león, desempaña esta labor desde hace cuatro años, inicia sus labores 7:00 am finalizando a las 5:00 pm con este mismo horario de lunes a domingo, ella realiza esta labor para el sustento de su hogar.
Doña Alma Ligia solicito un crédito a Ceprodel el que utilizo para la compra de pantalones, camisas, shores, faldas, entre otros productos, esto le permitirá aumentar su clientela y así poder aumentar su capital de trabajo.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.