Kuini is a 54-year-old married woman with 8 children. She owns and operates a small store to sell items such as lavalava, shirts, make up and souvenirs. She has been doing this for 3 years.
Kuini needs a loan to buy new equipment, colorful material, T-shirts, and hand-made souvenirs. She hopes to use her profits to support her family and children.
She became a member of SPBD in 2011 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.