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Eva Maria
Eva Maria is originally from Managua, about 25 years ago she moved to Puerto Cabezas to establish her own business and have her own source of income.

She is married with four children, three of which are adults and independent, and the youngest is 12 years old in their first year of secondary education.

With the aim of improving her house, and for her family to live securely she is asking for her second loan to carry on constructing her home little by little. She will buy construction materials: cement, rebar, wood, nails, zinc and cover labour costs.

Her dream is to finish the construction of her house and give her children a secure and spacious home.
View original language description ↓
Es originaria de Managua, desde hace aproximadamente 25 años se trasladó a Puerto Cabezas, con el propósito de establecer su propio negocio y tener su propia fuente de ingresos, es casada, tiene 4 hijos, de los cuales 3 son mayores de edad e independientes y el menor de 12 años que cursa su primer año de secundaria. Con el objetivo de mejorar su vivienda y que su familia viva de manera segura, solicita su segundo financiamiento, para ir construyendo poco a poco su vivienda, comprar materiales de construcción: cemento, barrilla, madera, clavos, zinc y para cubrir costos de mano de obra. Su sueño es terminar con la construcción de su casa y brindarle una vivienda segura y amplía sus hijos.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 25.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $750 helped Eva Maria to buy construction materials: cement, rebar, wood, nails, zinc and to cover labour costs.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 22, 2014
Jun 6, 2014
Currency Exchange Loss:
Jul 6, 2014