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Marcos is 56 years old and lives with his family in the town of Sololá in the state of Sololá. He has 10 children. His five sons are all adults, and he has five daughters, four of whom are adults and one is 13 years old and is in school. Marcos earns his income working as a mason. This work allows him to provide for his family.

He is seeking a loan to purchase construction materials (blocks, cement, iron, etc.). What Marcos desires most is to have a proper home and to live in better conditions.
View original language description ↓
Marcos tiene 56 años de edad, vive con su familia en el municipio de Sololá, departamento de Sololá, tiene 10 hijos; 5 hijos todos mayores de edad, 5 hijas: 4 de ellas mayores de edad y una de 13 años de edad estudia en el nivel básico, Marcos obtiene sus ingresos trabajando como albañil, este trabajo le permite llevar sustento a su familia, él solicita un crédito para comprar materiales de construcción (block, cemento, hierro, entre otros), lo que más desea Marcos es tener una casa digna y tener mejores condiciones.

Additional Information


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Guatemala

  • $5,300
    Average annual income
  • 89
    View loans »
    Guatemala Loans Fundraising
  • $9,860,025
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Marcos purchase construction materials.
58% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 29, 2014
Jun 6, 2014
Currency Exchange Loss: