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Francisca finds herself very happy and thankful for the blessings God has given her. Her first financial loan allowed her to buy agricultural supplies which helped her vegetable crops (carrots) and at the same time helped her buy certified seeds to plant a new crop to increase the production volume, the sales and therefore the family's income.

Thanks to the purchase of supplies, she was able to get a profitable amount of carrots, which she sold at a very good price, getting a reasonable income, which allowed her to get out of her predicament. With the profit she made, she bought new seeds to start farming again as well as being able to buy fertilizer to help a small plot of land where she has planted onions and tomatoes to be able to generate a larger income from that crop at the end of the season.

Her first loan was very helpful for her to be able to meet her goals and continue working, in such a way that today she is asking for a second loan with which she will buy other supplies and she will be able to prepare more land and have it good and ready for the next four months.
View original language description ↓
Doña Francisca se encuentra muy feliz y muy agradecida con Dios por todas las bendiciones brindadas, ya que con su primer financiamiento pudo comprar insumos agrícolas con los que pudo asistir sus cultivos de hortalizas (Zanahoria) y al mismo tiempo comprar semilla certificada para sembrar una nueva plantación para incrementar el volumen de producción, venta y por ende ingresos para su familia. Gracias a las compras de insumos que hizo ella pudo sacarle provecho a la producción de zanahoria las cuales vendió a muy buen precio obteniendo un ingreso factible con el cual pudo salir de su compromiso. De la utilidad obtenida ella compro nuevamente semilla para volver a cultivar además pudo comprar una parte de fertilizantes para poder asistir una parcela pequeña de tierra en la cual tiene sembrado cebolla y tomate y poder generar más ingresos de esa cosecha al final de la temporada. Su primer financiamiento fue de mucha ayuda para que ella pudiese cumplir con sus metas y seguir trabajando, de forma que hoy en día ella solicita un segundo financiamiento con el cual comprara otra parte de insumos y podrá preparar más la tierra para tenerla lista y sana para estos próximos cuatrimestres.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 18
    View loans »
    Honduras Loans Fundraising
  • $8,346,875
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,325 helped Francisca to buy agricultural supplies to prepare the land and continue farming carrots, tomatoes and onions.
39% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
May 16, 2014
Jun 5, 2014
Currency Exchange Loss: