Gs Denis Group
Denis is requesting this loan in order to buy materials like sheet metal, soldering electrodes, and other items for his shop. His dream is to have a larger shop and all the necessary tools.
He is requesting the loan as a group, alongside the following people: Juan works in retail and has run a small grocery store from his home for two years. Gloria has three hens and has been working selling eggs for two years. None of them have enough capital to meet their customers' demand, and they want to get ahead with support from Prisma and Kiva.
Danlí, Honduras – April 2014
Don Denis solicita el apoyo del préstamo para la compra de materiales como ser, lamina liza, electrodos para soldar, y otros materiales para su taller, el sueña con tener un taller más grande y con todas las herramientas necesarias, el solicita el préstamo de manera grupal con las siguientes personas, Juan se dedica al comercio y tiene una pequeña venta de abarrotería en su casa de habitación desde hace 2 años.
Gloria se dedica a la venta de huevos de casa, ella tiene gallinas ponedoras desde hace 2 años.
todos ellos no cuentan con el capital suficiente para satisfacer la demanda de su clientes y desean salir adelante por medio de financiamiento con Prisma y Kiva.
Danlí, Honduras – Abril 2014
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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