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Gs Flor De Cafe Group
In this Group: Victoria Del Carmen, Monica, Rosa Amelia, Maria Delmis
Doña Victoria is an entrepreneur and hard-working woman who sells groceries in her house. She has been in the business for 6 years and works everyday from early morning to serve her customers, mainly neighbors of the community and people who work in the coffee plantations of the area. She also sells junket, which gives her some extra income.

She used her previous loan to stock the business and was able to increase her income and improve the quality of life of her family. Victoria is now requesting a new loan to buy groceries and increase her revenues. She will use the loan to buy butter, sodas, sugar, corn flour, white rice, "churros", milk, cheese, mills, soap, coffee and machetes, among other items.

She is requesting the loan jointly with the following women:
- María, whose main income source is her grocery business. She has been selling groceries for 3 years.
- Mónica, whose main income source is her grocery business too. She has been selling groceries for 20 years.
- Rosa, whose main income source is her clothing business. She has been selling new clothes for 2 years.

Given that these four women do not have enough capital to stock their businesses, they have decided to request the loan as a group. This will allow them to get ahead with their families.

Danlí, Honduras - April 2014
View original language description ↓
Doña Victoria es una mujer emprendedora y dedicada a su negocio, Ella vende abarrotería actividad que realiza desde hace 6 años, su negocio está ubicado en su casa de habitación y lo atiende de manera personal, todos los días de la semana se levanta muy temprano a atender a sus clientes, siendo estos principalmente los vecinos de su misma comunidad y personas que trabajan en las diferentes fincas de café de la zona, Ella cuenta con otro ingreso venta de cuajada, ella comenta que con el crédito anterior que le otorgo lo utilizo para surtir su negocio, el cual le ha ayudado a mejorar sus ingresos y por ende su nivel de vida familiar.
Doña Victoria está solicitando nuevamente un préstamo para surtir su negocio y obtener más ganancias, con el préstamo podrá comprar productos como manteca, refrescos, azúcar, maseca, arroz blanco y precosido, churros, cubitos, leche, queso, molino, jabones, café, machetes y otros artículos para la venta.
Ella solicita el préstamo de manera grupal con las siguientes personas,
María su fuente principal de ingresos los obtiene de su negocio, venta de abarrotería en general, actividad que realiza desde hace 3 años.
Mónica su fuente principal de ingresos los obtiene de su negocio, venta de abarrotería actividad que realiza desde hace 20 años.
Rosa su fuente principal de ingresos los obtiene de su negocio, venta de ropa nueva actividad que realiza desde hace 2 años.
todas ellas no cuentan con el capital suficiente para surtir sus respectivos negocios y desean salir adelante con sus familias.

Danlí, Honduras – Abril 2014

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Expired
A portion of Gs Flor De Cafe Group's $3,825 loan helped a member to buy butter, sodas, sugar, corn flour, white rice, "churros", milk, cheese, mills, soap, coffee and machetes, among other items.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2014
Listed
Jun 5, 2014
Currency Exchange Loss:
Possible
Expired:
Jul 5, 2014