She has a restaurant in the town, in a place she rents in the market. She has worked in this for the last 5 years, she started in this business thanks to the help of a friend who taught her the job.
She needs the loan to pay off a debt. She has a loan that she has been paying monthly without any problems, with the earnings from her business, but for health reasons (pregnancy) she had some expenses and got behind. For this reason, the financial institution had given her a limited time to pay off the debt completely but at the moment she doesn't have the full amount.
Her primary desire it to be able to work with her own capital. Also, she dreams of getting her own place for her business, since she is now renting and a large part of her earnings go toward paying that.
Ella tiene un comedor en el pueblo, en un puesto que alquila en el mercado, trabaja en esto desde hace 5 años; se aventuró con este negocio gracias al apoyo de una amiga, quien le enseño este oficio.
El préstamo lo necesita para pagar una deuda, ella tiene un préstamo que viene pagando mes a mes sin ningún problema, esto con las ganancias del negocio, pero por problemas de salud (embarazo) tuvo que realizar unos gastos y tuvo un retraso, por lo que la institución financiera le ha dado un tiempo límite para cancelar la deuda en su totalidad, pero ella en este momento no cuenta con la cantidad completa.
Su principal deseo es poder trabajar con capital propio, también, sueña con adquirir un local propio para el negocio, ya que alquilando, considera que una gran parte de la ganancia se queda en el pago de este.
More information about this loan
This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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