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Benkadi 3 Group
In this Group: Aoua , Tagary , Mariam , Djenebou, Fatoumata Mamoutou, Mamine , Kadiatou, Fatoumata , Brakissa , Alimatou
The 10 members of the Benkadi 3 group are married women with an average age of 31 and, on average, 3 children. They mainly live in traditional families in Koulouwo in the Kaboila commune, Sikasso Circle, third administrative region of Mali. They are working with the MFI Soro Yiriwaso in order to carry out their agricultural activities during the rainy season. They are on their 7th group loan with the MFI Soro Yiriwaso and have correctly repaid the previous loans.

Djenebou, standing second from the right in the picture with the other Benkadi 3 members, grows rice. She plans to use her loan to buy 2 50-kilo bags of fertiliser, 2 cans of pesticides of differing quality and to pay the cost of the labour she needs to cultivate 0.5 hectares of land. After the harvest, the produce is sold in the village and in Sikasso to a clientèle made up of men and women, for cash or credit. She expects to make an average profit of 100 000 francs per crop cycle. This profit will allow her to repay her part of the loan and to support her husband with the family's daily expenses.
Les 10 membres du groupe BENKADI 3 sont des femmes mariées ayant une moyenne d’âge de 31 ans et ont en moyenne 3 enfants et vivant la plupart dans des familles traditionnelles à KOULOUWO dans la commune de KABOILA dans le cercle de SIKASSO 3ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur septième prêt de campagne avec l’institution de microfinance soro yiriwaso, les prêts antérieurs ont été bien remboursés.
La spéculation cultivée est de riz avec madame DJENEBOU débout à la deuxième position de la droite vers la gauche sur la photo dans ce groupe de femme BENKADI 3.
Avec son prêt, elle compte acheter 2 sacs de 50 kg d’engrais, 2 bidons d’herbicide de qualité différente et payer les frais de labour pour entretenir 0,5 hectare.
Après la récolte la production est vendue au niveau du village, et à SIKASSO à une clientèle composée d’homme et de femme au comptant et à crédit.
Elle compte réaliser un bénéfice moyen de 100 000 FCFA par campagne.
Ce bénéfice lui permettra de payer d’une part son prêt et son intérêt et d’autre part aider son mari dans les dépenses quotidiennes de la famille.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Mali

  • $1,100
    Average annual income
  • 15
    View loans »
    Mali Loans Fundraising
  • $11,512,075
    Funds lent in using Kiva
  • 480.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi 3 Group's $1,525 loan helped a member to buy fertilizer and agricultural inputs and to pay the manual labour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2014
May 30, 2014
Currency Exchange Loss:
Dec 17, 2014