This group of three women is part of the banc villageois which was created on 12th December 2009. This banc groups together the women who live in the same village and the surrounding areas. The majority of these women earn a living from trade and livestock farming. Diouma, the woman to the right of the photo with her hand raised, is 36 years old. She is a married mother to nine children, five of which are girls. She earns a living from raising livestock. With this loan, she is going to buy a cow and a ram, which she will raise. In order to successfully raise them, she will also buy animal feed for the livestock. The profits from this activity will allow her to reinvest in her business, to provide for her family and to increase her savings with the banc villageois.
Ce groupe de trois femmes, fait parti du banc villageois qui a été crée le 12 décembre 2009. Ce banc regroupe des femmes qui habitent dans le même village et ceux des environs. La plupart d'entre elles s'activent dans le commerce et l’embouche.
Diouma debout à droite de la photo et levant la main, est âgée de 36 ans. Elle est mariée et mère de 9 enfants dont 5 filles. Elle fait comme activité génératrice de revenus l'embouche. Avec le prêt elle va acheter un bœuf et un bélier, qu'elle va élever. Pour une bonne embouche elle va aussi acheter de l'aliment pour la nourriture du bétail.
Les bénéfices générés par son activité lui, permettent de réinvestir dans l'embouche, de prendre en charge le besoins de la famille, de renforcer son épargne dans le banc villageois.
More information about this loan
This loan is going to a borrower or borrower group living in a rural area.
About CAURIE Micro Finance
The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.