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Vanis Patricia
Vanis is 34 years old and is the owner of a hair salon located in the city of Barranquilla in which she offers services for personal image enhancement, hair styling, make-up, manicures, pedicures, etc. She started her business ten years ago after her separation from her husband, when she needed to look for a way of generating income in order to increase the well-being of her three children. Vanis works 13 hours per day serving her customers the best that she can. Her clients are principally neighbors and people from the surrounding neighborhoods. Her goal is to strengthen her infrastructure and offer an education to her children. This is the reason she is seeking a Kiva loan. It will be her first loan with Kiva's partner Fundación Mario Santo Domingo, and she will use it to buy a foot spa and a barber chair. With this investment she plans to increase her potential sales and with those her income. Her greatest challenge is to have enough capital to continually invest in the business.
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Vanis de 34 años de edad es la propietaria de una peluquería ubicada en la ciudad, en la cual ofrece servicios de mejoramiento de la imagen personal, peinados, maquillaje, alisado manicure, pedicure etc. Su negocio inició hace 10 años, pues después de la separación de su cónyuge, debió buscar la manera de generar ingresos para aumentar el bienestar de sus 3 hijas. Vanis trabaja durante 13 horas diarias atendiendo lo mejor que puede a su clientela, que son principalmente vecinos y referenciados por estos en los sectores aledaños. Su meta es fortalecer su infraestructura y lograr una educación de calidad para sus hijos. Esta es justamente la razón que la impulsa a obtener un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará un SPA para pies y una silla de peluquería. Con esta inversión planea incrementar su potencial de ventas y con ello sus ingresos y sus utilidades., pues su mayor desafío es tener un suficiente capital para invertir constantemente.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 469
    View loans »
    Colombia Loans Fundraising
  • $15,266,950
    Funds lent in using Kiva
  • 1,915.7
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $550 helped Vanis Patricia to buy a foot spa and a chair for hair cutting.
88% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2014
Listed
Jun 4, 2014
Currency Exchange Loss:
Possible
Ended:
Jun 21, 2015