Gs Las Marianas Group
Ligia has managed to obtain many customers who come to her home to consume her products and she is requesting the loan to purchase plantains and butter. Ligia's dream is to be able to purchase a plantain slicer.
She requests the loan as part of a group, which is comprised of the following people: Dina, who has baked pastries and sold cakes and bread for the past 10 years, José, who has sold new, American clothing and shoes for the past 9 years, and Marianela, who has sold cosmetics, creams, earrings, and American clothing for the past 15 years. They formed the group to strengthen their friendship and communication.
Danlí, Honduras - April 2014
Doña Ligia a logrado obtener bastante clientela razón por la cual llegan hasta su casa para consumir su producto y solicita el préstamo para la compra de plántanos y manteca.
Doña Ligia su sueño es poder obtener una rayadora de plátano. Ella solicita el préstamo de forma grupal con las siguientes personas;
Dina se dedica a la repostería venta de pastel y panadería desde hace 10 años.
José se dedica a la venta de ropa americana nueva y zapatos desde hace 9 años.
Marianela se dedica a la venta de cosméticos, cremas, aritos y ropa americana desde hace 15 años.
Todos ellos formaron el grupo para fortalecer su amistad y comunicación.
Danlí, Honduras – Abril 2014
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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