Mario earns his living as a carpenter. He decided to establish his small workshop as he had worked in a carpenter's workshop and gained experience. He earned a qualification that accredits him to have his own workshop, where he has two years' experience. Mario comments that, as he has the workshop in his home, he does not have fixed working hours, and sometimes works into the night when he has a lot of work.
He is requesting a loan in order to buy wood, hammers, and a drill, to enable him to carry out his work better. He hopes to open another workshop and to be able to employ staff to work there.
In the future, Mario wishes to have a well-renowned carpentry workshop, and to have more branches. These will help him to maintain his family financially. He wishes his daughter to be able to study for a degree so that she can support herself in the future, and he mentions that he too hopes to continue with his university studies so that he and his family can have a better future.
Mario se dedica a la carpintería decidió poner este pequeño taller debido a que trabajo en un taller de carpintería y obtuvo experiencia recibió un título que lo acredito para poner su propio taller, tiene dos años de experiencia. Mario comenta que debido a que el taller lo tiene en su casa no tiene un horario de trabajo definido a veces trabaja hasta noche cuando tiene mucho trabajo, pero que no ha establecido un horario fijo.
El préstamo que está solicitando es para comprar madera, martillos, taladro, para poder realizar mejor su trabajo, y desea poner otro local y poder tener empleados que puedan hacerle funcionar el taller.
Mario desea para un futuro poder tener una carpintería de alto prestigio, tener más locales los cuales le beneficiaran para el sostenimiento económico de su familia, desea que su hija pueda estudiar una carrera para que pueda sostenerse en un futuro, comenta que también él desea seguir con sus estudios universitarios para tener un mejor futuro él y su familia.
More information about this loan
This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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