Maria is 53 years old, married, and has three children. She lives with her children and husband in San Miguel in the province of Bolivar. She is a member of the Santiagueña group, located in the Santiago parish in the canton of San Miguel, which is 15 minutes away from the San Miguel office. The group has 12 members who are devoted to agricultural activities such as planting corn, beans and potatoes, as well as raising animals such as chickens, and fattening pigs.
Maria works in agriculture, planting corn, barley, potatoes and wheat, as well as raising pigs, chickens and dairy cows. She is in need of this loan to purchase seeds, fertilizers, manure, and balanced feed to fatten up and raise her animals. She will make her purchases in the city of San Miguel, and she makes her sales in the San Miguel fair. She has faced many challenges such as pests and disease in her crops. Her dream is to purchase more land to continue planting. She enjoys spending her Sundays with her family.
Maria tiene 53 años de edad es casada tiene 3 hijos vive con los hijos y con el esposo en San Miguel Provincia de Bolivar.
Pertenece a la venatnilla Santiagueña esta ubicada en la Parroquia Santiago pertenece al Canton San Miguel A 15 minutos de la Oficina San Miguel en esta ventanilla tiene 12 miembros que se dedican a actividades agricolas como simbre de maiz, frejol y papas, ademas de esto se dedican a la crianza de animales como gallinas ponedoras y engorde de cerdos.
Maria se dedica a la agricultura y a la siembra de maiz,cebada, papas y trigo, ademas a la crianza de chanchos, gallinas y vacas lecheras. Nesecita el credito para la compra de semillas fertilizantes abonos ademas balanceado de engorde y crianza para los animales.
Las compras las realiza en la ciudad de San Miguel y vende en la Feria en San Miguel. Ha enfrentado desafios como las plagas y enfermedades en lo9s cultivos.
El sueño es comprar mas terrreno par seguir sembrando. Le gusta pasar con la familia los dias domingos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!