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Virgen De Natividad I Group
In this Group: Constantina , Janeth*, Carlota, Gudelia*, Gabriela, Luz Marina, Diana , Evelyn Luzmila, Nelly Virginia , Alicia
* not pictured

Update on Virgen De Natividad I Group

The members belong to the “VIRGEN NATIVIDAD I” communal bank. This bank is located in the district of Cusco belonging to the province of Cusco and department of Cusco.

The member is Constantina. She is married and 46 years old. She works at her business selling and raising animals. She raises guinea pigs and hens, helping them grow and fatten, and then she sells them at various markets. By means of this small business, she is able to get her children ahead. Her dream is to have a place where she can sell the guinea pigs and hens. She is asking for the loan to buy guinea pigs, hens and food for them.

The members that are attached to the group photo took those photos after the meeting; they asked permission to do so for work reasons. The other members make a living from a beauty salon business, a business selling livestock, a grocery store business and a business selling animals.

Constantina thanks those who form part of this dream in this way, and she commits to making her payments in the time period established.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN NATIVIDAD I”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Constantina ella es casada y tiene 46 años; ; La socia trabaja en su negocio de venta y crianza de animales, la socia cría los cuyes y gallinas los hace crecer y engordar y luego los vende en las diferentes ferias, por medio de este pequeño negocio la socia saca adelante a sus hijos, el sueño de la socia es tener un local donde pueda vender los cuyes y gallinas. La socia solicita el crédito para comprar cuyes y gallinas y alimentos para los cuyes y gallinas.

Las socias que están pegados a la foto grupal se les tomo la foto después de la reunión porque pidieron permiso por motivos de trabajo.

Los otros socios se dedican al negocio de salón de belleza, negocio de venta de ganaderia, negocio de tienda de abarrotes y negocio de venta de animales.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The member, Gabriela continues to be a part of the Virgen de Natividad I communal bank. Gabriela is a 42 year old single mother of two. She divides her time between her daily activities and her beauty salon business. She has worked in this business for a long time, and it has gone well for her... More from Virgen De Natividad I Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Natividad I Group's $5,425 loan helped a member to buy guinea pigs, hens, and food for them.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 22, 2014
Jun 3, 2014
Currency Exchange Loss:
Sep 19, 2014