Evelin, as mentioned before, makes a living by growing coffee and has a small property where she grows coffee. This is her main source of income. She has worked in this area for the majority of her life since her parents taught her the work and she also inherited a plot of land so that she would be able to move forward. It is located a half hour by car from the home where she lives with her son.
Her father and brothers help her to carry out activities like cleaning and applying fertilizer. Her short term plans include paying back the loan that she is currently requesting. She hopes to use the income generated by her coffee sales to pay school fees for her son, since she wants nothing more than to see her son graduate and be financially stable. She will invest another part of the money in expanding her plantation.
She hopes Kiva lenders will help her to purchase fertilizers, manure, and leaf fertilizers, and to pay workers to clean and fertilize the property.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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This loan has been fully funded!