Plan 3000 Group
The loan that they will take out will benefit small business people where Miriam is a member. She says that she joined by invitation from a representative of the institution who went to her area and formed a group.
She currently has a business selling blankets. She says that she learned this business from her mother and her sister several years ago. They sold this product, and it was very salable at the market.
The loan that she will now take out is to increase capital (to buy wool wholesale). She will get the wool at the markets in the city of El Alto. After making the blankets she will sell them at her sales space. This way of working allows her to generate resources to support her family. She is in a common-law marriage and has three children.
When asked what she likes about Pro Mujer, she responded that she likes the health services and the training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Miriam es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a su zona y formo un grupo. En la actualidad ella tiene un negocio de venta de mantas; da a conocer que este negocio lo aprendió de su madre y su hermana hace varios años, ya que ellas comercializaban este producto, mismo que era muy comercial en el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid