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Lubov is from Ordzhonikidze. She leases a retail outlet at a local shopping center and sells souvenirs and mobile phones there. She has been running the business for 4 years. She opened it at a time when the textile factory, where Lubov then worked as a supervisor, had experienced difficulties and employees stopped receiving salaries. Lubov understood that she had to decide what would be next. And then she got an idea to work in retail in order to open her own store with time. Lubov wants to use the 30 000 hryvnia received from Kiva to purchase souvenirs and mobile products for resale. Lubov then plans to use the additional profit to spend on developing her business and on some personal needs. Her future plans include opening her own store and purchasing a space for it.
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Любовь — из Орджоникидзе. Она арендует торговое место в местном торговом центре, реализуя сувениры и мобильные телефоны. Бизнес ведет уже 4 года. Открыла его в то время, когда на фабрике верхнего трикотажа, где Любовь тогда работала бригадиром, возникли трудности и работникам перестали платить зарплату. Любовь понимала, что нужно было решать, что дальше. И тогда ей пришла мысль поработать в торговле, чтобы со временем открыть свою точку.
На полученные от КИВА средства в размере 30 000 гривен Любовь хочет купить сувенирную продукцию и мобильные телефоны под реализацию. Дополнительную прибыль затем Любовь планирует потратить на развитие своего дела и на некоторые собственные нужды. В планах на будущее у нее есть намерение открыть свой магазин и купить под него помещение.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.


About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 11.7
    Ukraine Hryvnia (UAH) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,575 helped Lubov to purchase souvenirs and mobile products for resale.
94% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2014
May 29, 2014
Currency Exchange Loss: