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Rubina's Group
In this Group: Rubina, Rasoolan
Rubina is a 42-year-old lady. She is a very poor and needy woman. Her husband provides sheltering services to earn money to feed her entire family. He has been doing this business for many years. He has been using wooden planks and bamboos, which he has used up over time.

Now he is unable to continue his business without wooden boards and bamboos. Therefore, Rubina has requested a loan for her husband so that he can buy new smooth wooden boards and bamboos to continue his business again. She hopes that this loan will bring positive changes in her life and that her husband will earn maximum profit with the help of this loan.

Rubina is very thankful to Kiva and field partner BRAC Pakistan because they empower her husband to buy new sheltering material.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 253
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 98.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rubina's Group's $975 loan helped a member to buy wooden planks, bamboos, and material for sheltering.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 13, 2014
Jun 1, 2014
Currency Exchange Loss:
Mar 19, 2015