Felipa A. is married. She used to suffer a lot because she did not have any money to count on. She used to only sell two to three pairs of stockings but after receiving loans she has been able to invest in her business and her sales have increased. She has also been able to take her merchandise to Lima to sell. This year she had to face the loss of her daughter who died in an accident. However, she wants to succeed and she takes advantage of the meetings at the communal bank to learn to be responsible.
Gloria Núñez is married and has two children. She has a store which previously was not well stocked. Thanks to the loans she receives, it is now well stocked. Previously, her husband did not allow her to make her sales or to travel to Lima to bring her merchandise. However, she now speaks to him frequently and helps him understand that this is her business.
Veronica Q. is married and has five children. She sells cheeses, eggs, grains and crafts like hats and gloves. Only some of her children are in school and the others are not because there is not enough money. After last year's earthquake one of the walls of her home collapsed. She lost everything but the people in her community assited her. She is now more responsible with her money and she uses the loans she receives to purchase containers for the cheese and materials to knit her gloves and hats.
La comunidad es una zona donD. las mujeres realizan tejidos D. chalinas, gorras, etc.
Felipa A., es casada, ante sufría mucho porque no contaba con capital, vendía D. 2 a 3 pares D. medias, ahora con los prestamos que recibe a invertido mas en su negocio y sus ventas son mayores, también trae sus mercadería a Lima a vender. Este año tuvo que afrontar la perdida D. su hija que falleció en un accidente, sin embargo ella quiere salir adelante y aprovecha las reuniones D. su bancomunal para aprender a ser solidaria.
Gloria Núñez, es casada tiene 2 hijos, su negocio es una tienda que antes no estaba muy surtida, ahora esta bien implementada D. productos gracias a los préstamos que recibe, antes su esposo no le dejaba realizar sus ventas, ni traer sus productos a Lima, ahora ella conversa mas con su esposo y le hace entender que es su negocio.
Verónica Q., es casada, tiene 5 hijos, se dedica a la venta D. quesos, huevo, también granos y artesanías como gorros y guantes. Solo algunos D. sus hijos están estudiando otros no por la falta D. dinero. Con el terremoto del año pasado se derrumbo una D. las paredes D. su casa, perdió todo, pero le ayudaron los comuneros. Ahora es mas responsable con su capital, sus prestamos los utiliza en comprar baldes D. queso y materiales para tejer sus guantes y gorros.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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