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Mujeres Central La Cuchilla Group
In this Group: Cruz , Hermelinda , Maria , Rosario , Marta Elena , Catarina , Angelica
La Cuchilla is a rural area in the Western Highlands of Guatemala in the Department of Sololá . Seven women have gathered together and have formed a new Friendship Bridge Trust Bank called “Mujeres Central La Cuchilla”. The ladies are quite excited to take out their very first loan. They will use the funds in their small businesses, which include the sale of flowers and vegetables, items for daily consumption and the sale of gifts. Others work in agricultural endeavors.

Maria is a 26-year-old member of the Trust Bank and has had two years of education. She is single and works with her brother in their new small store with the goal of laying the foundation for a more successful and prosperous future. In the store, Maria offers various gifts and other curios. Maria is requesting a loan that she will use to expand her inventory and offer her customers balls, toys, plates, glasses and other kitchen items, cleaning supplies as well as certain items of clothing including socks. She is pleased that her business generates satisfactory income but sees possibilities for expanding it as the demand for items in the store is increasing. Besides working with her brother in the business, she has employed an additional helper to attend to her customers. Maria is happy and enthusiastic about the possibilities of additional capital to invest in her expanding business.

Besides obtaining a small loan from Friendship Bridge, clients benefit from the monthly non-formal educational trainings that are presented by a Loan Officer of the organization. The ladies are hungry to acquire new knowledge about healthy meals, medicinal plants and hygiene, women’s and children’s rights, as well as self-esteem. They are greatly aided by information about effective business practices including accounting, budgeting and customer service. It is this educational component combined with small loans that comprises the Microcredit Plus Program of Friendship Bridge. The ladies, their families and their community benefit.

It is nearly impossible for an impoverished woman in Guatemala to walk into a bank and take out a loan. Kiva investors, with their generous loans, are so greatly valued and appreciated by over 20,000 clients of Friendship Bridge. Thank you!

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 106
    View loans »
    Guatemala Loans Fundraising
  • $10,803,625
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Central La Cuchilla Group's $3,325 loan helped a member to expand her inventory and offer her customers balls, toys, plates, glasses and other kitchen items.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 9, 2014
May 25, 2014
Currency Exchange Loss:
Feb 17, 2015