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María Olimpia
María is 63 years old and lives in her own house with her husband and her grandchildren who are 9 and 12 years old. She has been buying and selling vegetables for 20 years and this is how she makes a living and supports her household. María is an enterprising woman who does everything she can to keep her business active given that it is one of her main sources of money. So she is requesting a loan from FUSAI to invest in the purchase of tomatoes, potatoes, avocados, green chili, cucumber, yucca, etc. By doing this she hopes to improve the living conditions of her family.
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María tiene 63 años de edad y habita en casa propia junto a su esposo y sus nietos de 9 años y 12 años de edad. Ella se dedica a la compra y venta de verduras desde hace 20 años y es así como se gana la vida y lleva el sustento a su hogar. María es una mujer emprendedora quien hace todo lo que este en sus manos para mantener su negocio activo dado que es una de sus principales fuentes de ingresos. Por lo anterior solicita este crédito a FUSAI para invertir en el negocio en la compra de planos, tomates, papas, aguacates, chile verde, pepino, yuca, etc. De esta forma espera mejorar sus condiciones de vida y las de su familia.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 604
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Olimpia to buy tomatoes, potatoes, avocados, green chilies, cucumber, yucca etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 25, 2014
Jun 2, 2014
Currency Exchange Loss:
Feb 20, 2015