Señoras Luchadoras Group
The loan they are requesting will benefit small business owners such as Teresa who just joined Pro Mujer by invitation through a representative of the institution who visited her at home. She currently runs a business selling knitted sweaters and hats. She says she learned the knitting technique at a club for mothers several years ago. After that she decided to establish her own business with a small amount of capital.
The loan she is requesting now is to increase her work capital so she can buy wool wholesale at the fairs in the city of el Alto. Later she will sell the products she makes at her sales stall. Through her work she has been able to generate resources to support the family. She is married and has two children.
When asked what she likes about Pro Mujer, she says it is the loans, health area and training offered by the institution.
The wife of one of the members appears in the photograph. She is the one wearing a brown hat.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teresa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de tejido de chompas y gorras; da a conocer que la técnica de tejido lo aprendió en un club de madres hace varios años, desde entonces decide emprender este negocio con un capital reducido.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, el área de salud y las capacitaciones que ofrece la institución.
En la imagen se encuentra la esposa del socio, quien acompaña al grupo ella esta vestida con un sombrero café.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid