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Nueva Picaflor Group
In this Group: Josefina, Eddy Efrain, Emma Trifonia, Jimena, Deysi Maribel, Bony Yanet , Concepción*, Sonia
* not pictured
The "Nueva Picaflor" group will be starting its third loan cycle with Kiva partner Pro Mujer from its center in Senkata. The group consists of eight members and has a board of directors with Josefina as president. The members' businesses are varied and include selling hats, running a neighborhood store, selling electronics, selling potato products, selling bleach, weaving blankets, selling empanadas, and locksmithing. The loan will benefit these small businesses, including Josefina's. She has been a member of Pro Mujer for two years, joining on the invitation of a girl friend who is a fellow member. Currently, Josefina runs a neighborhood store. She started the business after seeing a need for one in her neighborhood. She plans to use the loan to increase her working capital and purchase groceries wholesale from the farmers markets in El Alto to later sell in her store. This work will allow her to generate income to support her family, since she is married and has seven children. When asked what she likes about Pro Mujer, Josefina responded that she likes the loans, the savings, the clean environment and the training offered at the institution. In the photo, one of the members isn't pictured for personal reasons.
View original language description ↓
La A.C. “NUEVA PICAFLOR” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Josefina es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de sombreros, tienda de barrio, venta de artefactos electrónicos, venta de papa, chuño y tunta (papa deshidratada), venta de legía, tejido de manta de, venta de empanadas, taller de cerrajería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Josefina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo inicio al observar la necesidad de ella y de sus vecinos de contar con un espacio de comercio cercano a su domicilio.

El crédito que ahora sacará es para el aumento de capital (compra de víveres por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene siete hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, los ahorros, el área de salud y las capacitaciones que ofrece la institución.

En la imagen no se encuentra una de las socias, ya que por razones personales decide no salir en la imagen.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 78
    View loans »
    Bolivia Loans Fundraising
  • $29,481,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A portion of Nueva Picaflor Group's $3,700 loan helped a member to purchase groceries wholesale.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2014
Listed
Jun 1, 2014
Currency Exchange Loss:
Possible
Expired:
Jul 1, 2014