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Elohïm (2) Group
In this Group: Marie, Félicité, Mathilde, Evéline
Marie is a member of the community bank group Elohïm (2) and helps lead a sub-group of four other micro-entrepreneurs in Brazzaville, the Republic of Congo. As the mother of five children who also takes care of several grandchildren, Marie has always had her hands full. To help support her family, Marie runs a small business selling a bit of everything: drinks, pots, fish and other foodstuff.

Since joining Elohïm (2) in 2011, Marie has taken out four loans with HOPE Congo and would like to take out a fifth loan, of 800,000 Central African (CFA) franks, to continue to invest in her business. With this loan, Marie will purchase fresh fish from the river to sell as well as additional pots and pans. She cooks some of the fish herself to sell to people on the street, and the rest she sells to small local restaurants.

In the future, Marie dreams of being able to build a home for her family.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Elohïm (2) Group's $5,350 loan helped a member to purchase fresh fish from the river to sell as well as additional pots and pans.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 6, 2014
May 25, 2014
Currency Exchange Loss:
Dec 17, 2014