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Saye's Group
In this Group: Saye , Issa *, Ngoné, Arame , Déguene, Mame Diarra, Soda , Coumba *, Ndèye , Ndèye Fatou, Mbène, Khady Diouf , Coumba , Ngotty, Coumba, Rokh, Marème , Mame Diarra, Nogaye, Oumy, Mbène , Nogaye , Awa, Fatou, Fatim, Rokhy, Meïssa, Saye, Amy, Ndack, Nogaye , Mbène, Fatou, Lobé, Ndiaya*, Khoudia, Amy*, Fatou Mbaye, Ngoné
* not pictured
This group was created on December 24, 2010, at the launch of the Banc Villageois to which it belongs. The group members share a good social bond, and their activities consist of animal farming and small trade.

The group’s representative is Amy, seen in the photo standing at the far right and raising her hand. Amy, age 60, is the married mother of four daughters, three of them also married.

With this loan, Amy will buy one sheep for 30,000 frs that she will fatten with cattle feed, and she will spend 15,000 frs on vaccination. Any remainder will be invested in her other activity, namely the sale of groundnut powder.

She will sell the sheep after 6 months for 70,000 frs. She sells her groundnut powder for 700 frs per kg on a monthly basis.

Part of the profits earned through these activities help her to improve her family’s living conditions with better food quality, while the remainder is used to bolster her savings and pay her interests.

The lady seen inset was not available when the group photo was taken.
Le groupe a été crée le 24 décembre 2010 à l'inauguration du bv qui l'abrite. Il est composé de membres ayant une bonne cohésion sociale et exerçant toutes l'élevage et le petit commerce comme activité.

Debout à droite de la photo et levant la main, la représentante Amy est âgée de 60 ans. Elle est mariée et mère de 04 filles dont les 03 sont mariées.

La dame en médaillon était absente lors de la prise de photo du groupe.

Avec le prêt reçu, elle achète un mouton à 30 000frs, engraisse avec de l'aliment de bétail et vaccine pour 15 000frs et le reste de l'argent, elle exerce une activité de vente de poudre d'arachide

Après 06 mois elle revend le mouton à 70 000frs et la poudre d'arachide quant à elle à 700 frs le kg et cette activité se fait mensuellement.

Les bénéfices générés par l'activité lui permettent d'améliorer les conditions de vie de sa famille en renforçant la qualité de la nourriture avec une partie et avec l'autre elle augmente ses épargnes et paie ses intérêts.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 42
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 478.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Saye's Group's $4,775 loan helped a member to buy a sheep and some rakal to feed it, and to pay for its vaccination; any remainder will be used to buy groundnut seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 9, 2014
May 25, 2014
Currency Exchange Loss:
Dec 17, 2014