Justine is a fifty-year-old married female with four children, one of whom goes to school. She has been in the bar business for twenty five years, works six days a week and eight hours a day. Her business is located in the rural area, and she also engages in textile farming for additional income. Justine hopes to establish a wholesale business; however, insufficient capital is a challenge she is facing. Justine is a hardworking woman who has asked for a loan to buy more sodas to resell.