Mrs. Kimsim H. is 50 years old and sells vegetables in the market. She has been selling vegetables for ten years and can earn approximately $6 per day. Normally, she buys vegetables from growers and sells them in the market for a profit. She is married to Mr. Chruy Nong, 49, who is a farmer. They have five children, one of whom is married and the other four are single; two daughters are employed as garment workers in Phnom Penh, both earning $210 per month. The family lives in Thmar Poun Commune, Kampong Cham Province. Now she lacks capital for her business and would like to request a loan of 2,000,000 ($500 USD) to purchase vegetables and fruits to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.