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Parveen's Group
In this Group: Parveen, Salma
Parveen is a 35-year-old, married woman. She has been doing embroidery by machine, at home, for the past five years, to support her family. In fact her husband is also doing the same work at home, but he earns an insufficient income to support their family. So she helps her husband in his tasks related to the embroidery. Also she sells embroidered dresses in her town. By this time, she has attained a regular list of customers and makes enough to contribute to the family income. She has become expert in embroidery by machine. She wants more raw materials for embroidery, so that she could easily cope with the increasing demand for her art.

She is a mother of two sons and four daughters. She hopes to get a boost in her earnings through her large sales. She wishes to use a portion of her revenue to provide a quality education for her children. Parveen thanks Kiva and the field partner, BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 353
    View loans »
    Pakistan Loans Fundraising
  • $15,690,625
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Parveen's Group's $1,025 loan helped a member to buy raw material for embroidery.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 6, 2014
Jun 1, 2014
Currency Exchange Loss:
Apr 19, 2015