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The client, age 23, has been a farmer for three years now. She plants beans and corn, and when her harvest is ready, she sells the produce in different markets near her home. From the sale of her harvest, she manages to meet her household expenses. She is a responsible, honest, and hard-working woman, and she lives with her mother, sister, and grandfather.

The client is requesting this loan so that she can buy supplies for her harvest, such as fertilizers, manure, seeds, herbicides, and more, and so she can improve the land that is shown in the photograph. She needs to do all of this because what she earns now is not enough to cover all these expenses. With the loan, she can earn a greater income and achieve greater economic stability for her family.
View original language description ↓
La clienta de 23 años de edad se dedica a la agricultura desde hace 3 años siembra frijol y maiz cuando su cosecha ya esta lista la comercializa en los diferentes mercados que se encuentran cerca de su lugar de residencia, con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es una mujer responsable, honesta y trabajadora vive con su madre, su hermana y su abuelo. La cliente está solicitando un credito para poder comprar insumos para su cosecha como: fertilizantes, abonos, semillas, herbicidas, etc. y mejorar el terreno que muestra en la fotografía ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener una mejor estabilidad económica junto con su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 720
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower buy farming supplies for planting and improving her land.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2014
May 31, 2014
Currency Exchange Loss:
May 17, 2015