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Andres
Andres is 56 years old. He is married and has four chidlren; only two live with him and are in school. The other two children have already married, but they still help him with the corn farming. With great effort, he has managed to support his family. For 25 years, he has worked in the construction trade; he is very well known for his construction work, so people hire him and feel satisfied with his work. He takes advantage of the rainy season to do his corn, sorghum, and bean plantings for household consumption and for sale. Andres doesn't only sell corn as grain, but also on the cob.

He needs the loan to buy agricultural supplies like ammonium sulfate, herbicides, and other materials that have been worn out from use, like a pump, a machete, and dibbles. In addition to that, he has to pay for the labor of people other than his children who help him with the planting.
View original language description ↓
Andres de 56 años de edad, esta casado y tiene cuatro hijos y solo dos viven con él y estan estudiando, los otros dos hijos ya se casaron pero siempre le ayudan con la siembra del maiz. Con mucho esfuerzo logro sacar adelante a su familia, tiene veinticinco años de dedicarse al oficio de albañileria es muy reconocido por su trabajos de contrucción y por eso las personas lo contratan se sienten satisfechas por su trabajo. En la epoca lluviosa aprovecha de hacer siembras de maiz, maicillo y frijoles para los gastos del hogar y para la venta, Andres no solo vende maiz sino tambien lo vende en elote.
El credito lo necesita para comprar insumos agricolas como sulfato de amonio, herbicidas y otros materiales que ya se han desgastado por el uso como bomba, machete y macanas. Ademas de eso tiene que pagar la mano de obra de las personas que aparte de sus hijos le colaboran en la siembra.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 660
    View loans »
    El Salvador Loans Fundraising
  • $22,070,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Andres to buy ammonium sulfate, herbicides, and other materials that have been worn out from use, such as a pump, a machete, and dibbles. In addition to that, he has to pay for the labor of people besides his children who help with the planting.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 5, 2014
Listed
May 31, 2014
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014