She needs to invest in her crops, so she is applying for a loan to buy seeds, insecticide, fertilizer, manure, herbicide, etc. She will also improve the land where she wishes to start planting, which is shown in the photo. Maria has good references from her acquaintances and she is a very responsible person. She is sure that she will be able to pay back her debt within the established timeframe, and she is also confident that she will give her family financial security.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
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This loan has been fully funded!