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Trabajando Para El Futuro 1, 3 & 4 Group
In this Group: Ludovina, Johany, Ysabel, Gabriela, Adrina, Rosa, Juana*, Daniel, Esperanza, Luz*, Yrene, Isabel, Miguel, Yaniris*, Margarita
* not pictured
Ludovina is one of the members of the group called Trabajando para el Futuro 1, 3 & 4 (Working for the Future), located in the city of Samana. This group is composed of fifteen micro-entrepreneurs who sell clothes, shoes, cosmetics, and fruits, and who also provide services including a beauty salon.

Ludovina is a businesswoman who lives with her three children and her long-term partner. She tells us that her greatest challenge is helping her children to grow and become professionals. She is very excited to receive her 21th loan with Esperanza Internacional, which she will invest in her business inventory by buying food such as rice, vegetables, fruits, meat, and other products, for her food market. Ludovina runs her business from her house, located in one of the rural communities in Samana.

Ludovina has had her business for about 12 years. She started it with her first loan with Esperanza. Her dream is to have a successful business and a comfortable house.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Dominican Republic

  • $9,700
    Average annual income
  • 1
    View loans »
    Dominican Republic Loans Fundraising
  • $8,374,650
    Funds lent in using Kiva
  • 42.9
    Dominican Republic Pesos (DOP) = $1 USD