Darvin was born in Bagua in the northern jungle of Peru. His parents were killed at the hands of natives of the region in an attack when he was very young. Nearly everyone in the village died that day. Miraculously, he survived. He now lives with his aunt (his mother's sister) and her husband. They have raised him since then and love him like a son.
He studies industrial electronics at a technical institute. He is very excited to finish his degree and become a professional. However, this will not be possible without the support of Kiva lenders, because he does not have the necessary financial resources to accomplish his goal at this time.
He believes that education is the first step and a fundamental stepping stone to achieve development in any region.
Darvin considers himself to be a fighter and he knows that he will succeed. He is very grateful for all of the help which Kiva lenders can offer him to finish his studies and help his new family.
Darvin nació en Bagua, selva norte del Perú, sus padres perdieron la vida en un ataque a mano de nativos de la zona cuando era muy pequeño, casi todo el pueblo murió aquel día, el sobrevivió de milagro. Actualmente vive con su tía, hermana de su madre y su esposo que lo han criado desde entonces y lo quieren como a un hijo. El estudia electrónica industrial en un instituto técnico y esta muy ilusionado con terminar su carrera y ser profesional, sin embargo esto no sera posible sin el apoyo de los prestamistas de Kiva ya que no cuenta con los recursos económicos suficientes para lograrlo en este momento.
El cree que la educación es el primer paso y piedra fundamental para alcanzar el desarrollo en cualquier pueblo.
Darvin se considera un luchador y sabe que saldrá adelante, por eso esta muy agradecido con toda la ayuda que le pueden brindar os prestamistas de Kiva para poder culminar sus estudios y ayudar a su nueva familia.
More information about this loan
This loan is structured on Kiva.org as a bullet-loan, or featuring only a single payment at the end of the loan term. Kiva's partner IPFE offers students an optional grace period and flexible repayment schedule, as their capacity to repay is limited and often unpredictable during the course of their studies. This means that although this student client is likely to make a number of small, gradual repayments over the course of his or her loan term, Kiva and IPFE are unable to project when exactly these will occur. Therefore, although these payments have not been factored into the repayment plan on Kiva, you will likely be reimbursed for a portion of this loan before the bullet payment at the end of the loan term.
IPFE is a non-profit organization that was created to provide affordable credit facilities for students who want to gain access to quality higher education. IPFE benefits from a solid reputation with high profile personalities on its Board, which ensures solid ties to both the public and private sector in Peru.
IPFE seeks to expand its student loan portfolio by providing loans to the low-income population with the aim of securing jobs in the thriving technical industry. This will consequently lead to stronger economy and a lower unemployment rate in Peru.