The loan they are taking out will benefit small businesses where Rufina is a member. She says that she joined Pro Mujer two years ago by the invitation of an advisor that came to visit her in her home. Currently, she has a carpentry workshop business and discloses that her husband worked in a carpentry shop before they got married. After the marriage, they both decided to set up an independent carpentry shop with the small amount of capital that she had.
The loan that she is taking out now is to increase working capital through the purchase of wood, which she will acquire form the warehouse in El Alto. Later, she will sell it per customer order. This type of work allows her to generate income to support her family, since she is married and has five children. When asked about what she liked about Pro Mujer, she responded that she likes the savings that the institution offers to her group.
An absent member, who was at the doctor’s office, is identified.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rufina es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una asesora que de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de taller de carpintería; da a conocer antes de casarse su esposo trabajaba en un taller de carpintería, posterior al matrimonio ambos deciden instalar una carpintería independiente con un pequeño capital que tenía ella.
El crédito que ahora sacará es para el aumento de capital (compra de madera) que adquirirá de las barracas de la Ciudad de El Alto y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece la institución y su grupo.
Se identifica una socia ausente, misma qu se encontraba en el consultorio médico.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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