Nayrar Sartañani Group
The loan that they will take out will benefit these small business owners, of which Virgina is a member. She says that she first joined "Pro Mujer" after accepting the invitation of an institution promoter who visited her in her home. Currently, she has a business selling t-shirts. She came to know this business, which launched 16 years ago, with the help of her sister-in-law who taught her the business of selling these products. She currently sells them by the dozen.
The loan that she is now taking is to increase her inventory (buying t-shirts wholesale). She will purchase them at the markets at the border of Bolivia and Perú and later sell them per customer request. This type of work allows her to make enough resources to support her family since she is married and has two children.
When asked what she likes most about "Pro Mujer," she responds saying that she likes to credit section and the health section offered by the institution and her group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora que de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de poleras; da a conocer que este negocio lo emprendió hace diez y seis años, con el apoyo de su cuñada quien le enseño la forma de comercialización de estos productos, en la actualidad comercializa los mismos por docenas.
El crédito que ahora sacará es para el aumento de capital (compra de poleras por cajas) que adquirirá de las ferias fronterizas de Bolivia - Perú y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito y el área de salud que ofrece la institución y su grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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