6 De Mayo Ii Group
The loan that they will take out will benefit small micro-businesswomen, one of whom is Beatriz. She says that this is their first time with Pro Mujer, joining at the invitation of a friend who is a member of the organization. Currently, she has a business painting signs. She learned the trade from her husband. When they married, he already had his own workshop. Beatriz later decided to become independent and have her own business.
The loan that she will take out now is to increase the working capital, purchasing paint wholesale from merchants in the city of La Paz. She will then store them in her selling space, because she works based on customer request. This way of working allows her to generate income to support her family because she is married and has two children.
When asked what she enjoys about Pro Mujer, she replied that she likes the savings and the health area offered by her institution. In the picture, one of the members is missing because she had to leave early due to work reasons.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Beatriz es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de pintado de letreros; da a conocer que este negocio lo aprendió de su esposo, ya que cuando se casaron él ya había contaba con su propio taller, posteriormente decide independizarse y contar con un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de pinturas por mayor) que adquirirá de las comerciantes de la ciudad de La Paz y posteriormente los instalara en su espacio de venta ya que realiza los trabajos a pedido del cliente. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros y el área de salud que ofrece la institución y su grupo.
En la imagen una de las socias no esta presente por razones del negocio tuvo que marcharse con premura.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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